Protect every dollar of equity you've built — even in foreclosure.
Distressed homeowners give away an enormous amount of equity every year to lowball cash buyers, deed scams, and panic sales. Our Equity Protection Program is built to make sure that money stays with you and your family.
$0
Upfront cost to enroll
100%
Independent valuation
All 50
States supported
14 days
Fastest funded exit
Where the money goes
Four ways homeowners quietly lose equity in foreclosure.
Lowball cash buyers
Investors who pull foreclosure filings and call you with offers at 50–70% of market value, betting you don't know what your home is really worth or how much time you actually have.
Deed & title scams
So-called 'foreclosure rescue' operators who get you to sign over your deed in exchange for a phantom loan — then keep the house and the equity along with it.
Panic-driven sales
Once an auction date is on the calendar it feels like any offer is better than nothing. That's exactly the moment most homeowners leave the biggest checks on the table.
Deficiency judgments
In many states, a foreclosure auction sale below your loan balance can leave you personally on the hook for the shortfall — even after you've lost the home.
How the program works
Five steps from first call to equity in your pocket.
- 1
Free equity audit
Independent valuation of your home, full review of your mortgage balance, liens, and timeline so you know your real equity number before anyone else does.
- 2
Document & title review
We pull title, look for liens, and read every line of anything an investor or 'rescue' company has asked you to sign. If something's off, you'll know before you put a pen down.
- 3
Side-by-side option comparison
Loan modification, reinstatement, traditional sale, short sale, deed in lieu, and vetted cash offer — ranked by net dollars in your pocket, not by what's fastest for the buyer.
- 4
Negotiation & execution
We negotiate with your servicer, coordinate with vetted buyers or a top local agent, and push for a written deficiency waiver so you exit clean.
- 5
Equity delivered
You walk away with the maximum dollars the situation allows — and a clear record so you can rebuild credit and buy again.
Side by side
Three paths. One protects your equity.
| Doing nothing | Random cash offer | SwiftHome program | |
|---|---|---|---|
| Independent valuation | No | No | Yes |
| Title & document review | No | No | Yes |
| Multiple offers compared | No | No | Yes |
| Deficiency waiver pursued | No | rare | Yes |
| Foreclosure on public record | Yes | often | avoided when possible |
| Typical net equity preserved | low | low–mid | highest available |
Our promises
What you can count on, in writing.
- No upfront fees to enroll in the Equity Protection Program
- Independent home valuation — we don't make money on a low number
- Every option presented in writing with projected net proceeds
- Any cash offer comes from a vetted, funded buyer — not a wholesaler shopping your contract
- You can walk away from the program at any time, no penalty
Equity FAQ
Questions homeowners ask first.
Why would I need an 'equity protection program' if my home is being foreclosed on?+
Because foreclosure is the single most common way American homeowners lose accumulated equity. Once your name is in a public foreclosure filing, your phone starts ringing with investors offering well below market value — and many homeowners take the first call because they think they have no time. The point of the program is to slow down just enough to see every option side-by-side, and walk away with the most money the situation allows.
What does it cost to enroll?+
Nothing upfront. The equity audit, valuation, title review, and option comparison are free. If you ultimately use one of our vetted buyers or agents, their standard fees apply at closing — and you'll see those numbers in writing before you commit.
How is your valuation different from a Zillow estimate?+
Automated estimates miss condition, recent comparable sales, and local micro-market factors. Our valuation combines a licensed local broker opinion with recent verified sales within a few blocks of your home, so the number you're negotiating from reflects reality, not a generic algorithm.
What if I'm already talking to an investor?+
That's exactly when to call us. We'll review their offer line by line, compare it against the open market and other exit paths, and let you know whether you're being treated fairly. If the offer is solid we'll tell you. If it's not, we'll show you exactly how much you're being asked to leave behind.
Can you stop the auction?+
Often, yes. Depending on your state and how close the sale is, we can pursue reinstatement, a loan modification, a sale that closes before the auction date, a deed in lieu, or a properly-timed bankruptcy filing through a referred attorney. The earlier you reach out, the more of these doors stay open.
Get a free equity audit before you make any move.
One short call. Independent valuation. Every option on the table — ranked by what puts the most money back in your hands.
Confidential. No upfront fees. We respond within one business day.